PF2

See where your money goes - then actually do something about it.

PF2 is the simple, honest money app for everyone Mint left behind. Connect your accounts, see your spending by category, and cap or cancel what's drifting - in a tap.

See how it works
PF2 home screen showing this month's spending by category

Most money apps stop at the pie chart.

They show you a tidy breakdown of last month and leave the hard part to you. PF2 picks up where they quit.

See, but no act.

You can tell you overspent. Then you're on your own to fix it.

Too much homework.

Budgets and tagging are work. Most people quit by week two.

Quiet money leaks.

Forgotten subscriptions and creeping charges drain hundreds a year.

How it works

See, decide, act.

Spending sorted into categories
See it

Connect a bank or card and PF2 sorts every transaction into clear categories, across all your accounts. No setup, no tagging.

Setting a soft cap on a category
Decide

A category drifting up? Set a soft cap in one tap and PF2 nudges you before you blow past it.

Cancelling a forgotten subscription
Act

Found a charge you forgot? PF2 takes you straight to the off switch instead of burying it in a statement.

See it in action

Step through PF2, screen by screen.

Start in seconds

Start in seconds

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The forgotten-subscription finder.

Connect one account and PF2 surfaces every recurring charge - including the ones quietly renewing that you'd stopped thinking about. People routinely find hundreds of dollars a year they were leaking.

Typical, not a promise - your savings depend on what you're paying for.

PF2 subscriptions screen listing recurring charges
PF2 insights screen with a plain-language spending summary
Optional, opt-in

A plain-language read on your month.

Turn on insights and PF2 sums up where your money went, flags what's drifting, and looks ahead at what's coming - on whatever schedule you pick (daily, weekly, monthly, or quarterly). It's opt-in, built from your own numbers, and never financial advice.

A fair price, no dark patterns.

Around $7 a month - well under the $13-15 other apps charge - with a free tier to get started. No ads. We make money from a simple subscription, not from selling your data.

See pricing
  • A free tier to start
  • Around $7/mo, or $84/yr
  • No ads, ever
  • Cancel anytime

Built to be trusted.

Read-only

Connections through Plaid. PF2 can never move your money.

Encrypted

Bank-level encryption, in transit and at rest.

Never sold

We don't sell your data. No ads, no brokering.

Stripe billing

Payments are isolated - your accounts stay separate.

How we keep you safe

Questions, answered

Is PF2 safe to connect to my bank?

Yes. Connections are read-only through Plaid. PF2 can see your transactions to categorize them - it can never move money and never sees your bank login.

Do you sell my data?

No, never. We make money from the subscription, not from your data. There are no ads.

What does it cost?

A free tier to start, then around $7 a month (or $84 a year). You can cancel anytime.

Isn't this just Mint again?

Mint showed you the past. PF2 helps you act on it - caps, alerts, and cancel-assist - and it's a paid product, so it isn't going to be shut down and sold for your data.

Will PF2 ever move my money?

No. Connections are strictly read-only.

Is it on mobile and web?

Both, with light and dark themes.

Does PF2 use AI?

Optionally. If you turn it on, PF2 writes a short plain-language read on your spending and can send you a summary daily, weekly, monthly, or quarterly. It works from your own numbers, it's opt-in, and it's never financial advice. You can leave it off and use everything else.

Stop leaking money you meant to keep.

Be first in line when PF2 opens up.